An Annuity is a contract agreed upon by a retiree and the retirement fund or an insurance company detailing how monthly pension payments would be made to the pensioner for the rest of his or her life.

When a member retires, he or she has the option to either buy a monthly pension (annuity) from the BPOPF or from an insurance company registered in Botswana. In terms of the Pension and Provident Funds Act and Regulations it is compulsory for a member to buy an annuity when he or she retires from the BPOPF.  To read more click here...

Members closer to retirement have a lower ability to take risk. In case of a loss they may not have sufficient time to recover before they retire. Their objective is, therefore, to preserve what they have accumulated over the years. To achieve this objective their money is invested in a Conservative Portfolio.

From April 2014, the Botswana Public Officers Pension Fund offers members nearing retirement an option to switch from the more aggressive portfolio (i.e. the Active Member and Deferred Pensioner portfolio to the more conservative portfolio (the Pre-Retirement portfolio). Deadline for submission is 31st January of every year. To read more click here...

When a member passes on, the whole benefit is paid out to the beneficiaries. BPOPF/ Employer undertakes investigations that will detemine the apportionment of the member’s accumulated pension to the beneficiaries.

The early retirement age is 45 years and normal/compulsory retirement age is 60 years. 

Yes! There are pensioners who are still paid with cheques and these pensioners are highly encouraged to use prepaid cash cards for their convenience. Nevertheless, those who are being paid through their Banks can also use cash cards if they are interested.

Additional voluntary contribution is the contribution that a member decides to contribute towards pension on top of the compulsory 5%. This would mean a higher pension deduction and the remaining salary is taxed.

The member starts contributing in a new account which is referred to as “active account”. The deferred account will remain deferred, it is not merged with the active account. When the member reaches 45 years which is the early retirement age, the member may retire on the deferred account while still working and contributing towards pension. At retirement from active employment, the two accounts will be merged.

The Insourcing came as a result of the BPOPF’s decision to improve service delivery time in a cost effective manner to members. This means that turnaround times for query resolution will reduce and the cost of administering the Fund is expected to reduce over time.

A Funeral advance is granted when a member of the Fund passes onto assist with funeral expenses. It is only meant for the member and family members and will be considered after it has been proven that they were indeed dependent on the deceased member.

The following documents are needed to rectify information in your benefit statement;

  • Confirmation of 1st appointment letter 
  • Certified copy of Omang
  • Copy of benefit statement
  • Marriage certificate/Decree Absolute (for change of surname)

For any enquiries, members are advised to visit or call any of the BPOPF offices around the country. We have offices in Gaborone, Francistown, Maun and Jwaneng (see contacts on this website).

Stay Informed

Sep 29, 2023
Mobile Office - Kweneng District

The Fund along with our administrator NMG Administrators Botswana will be continuing with the Mobile Office.

From 16th - 20th October 2023…

Sep 04, 2023
CEO Member Address 2023

The BPOPF CEO Mr Moemedi Malindah and some members of his executive team will be embarking on a countrywide road trip to address Members of the…

Aug 08, 2023
Pension Guarantee Period

All you need to know about the pension guarantee period in the attached article.

Aug 04, 2023
Declaration Of Final Interest Rates for 2022/2023

Please see attached the declaration of final interest rates for year ending March 2023.

Jun 06, 2023
Pension Contributions

All active members of the Botswana Public Officers Pension Fund- which is a Defined Contribution Pension Fund- contribute a mandatory 5% of their…

May 29, 2023
New Chairperson of the BPOPF

The Board of Trustees of the Botswana Public Officers Pension Fund (BPOPF) is pleased to announce the appointment of Ms. Gaone Macholo as its…

May 08, 2023
Implications of the New Retirement Funds Act

We have summarized what the new Retirement Funds Act will mean for our Members. Read by clicking below

Feb 10, 2023
Know Your Fund: Nomination of Beneficiaries Form Explained

This article explains in detail the importance of filing out the nomination of beneficiaries form.

Feb 10, 2023
Nomination of Beneficiaries Form Explained

This article explains in detail the importance of filing out the nomination of beneficiaries form.

Dec 13, 2022
Nov 11, 2022
Investment In Modern Times

We explain some Investment terms in these modern times

Oct 18, 2022
Press Release - Member Records

BPOPF is currently updating its members records.

All members listed below, are requested to visit the BPOPF Head Office or contact us on…